Should I File Bankruptcy?

• Do you have a lot of credit card debt?
• Are you only able to make the minimum monthly payments on your credit card debt?
• Are you facing foreclosure or repossession?
• Are you facing a lawsuit from a creditor?
• Are you facing garnishment of your wages?
• Are you laid off and can't pay the bills?
• Do you have a lot of medical bills?
• Are you are using cash advances on one credit card to make payments on other cards?
• Are creditors are calling you at home or at work and you are avoiding the calls?
• Do you have difficulty sleeping, worrying about money problems?
• Are you are thinking about borrowing or have you borrowed from a payday loan business?
• Are you are using your credit cards to get you through until the next payday?
• You are thinking about refinancing or getting a second mortgage to pay off debts?
• Is your debt over $5000, not including your car or your house?
• Are you frequently late on payments?
• Do you buy necessary items, such as food and clothing, on credit?
• Do you have payments that are over one month behind on more than one bill?
  

Chapter 7 Bankruptcy

Is something to consider if you have a lot of unsecured debt. Unsecured debt includes debt related to: Credit cards, medical bills, utility bills, personal loans and payday loans.

In order to qualify for Chapter 7 bankruptcy, you must meet certain income requirements. I can analyze and look at your finances as well as the state laws and let you know if you qualify.

Contact Us for more information on Wisconsin Chapter 7