This law firm provides litigation on a contingency-fee basis for the following collection law areas:

• Creditors’ rights
• Collection of local and foreign judgments
• Wage garnishment
• Debtor/creditor
• Writs of execution of property

This law office is qualified in collecting all types of debts.   Chelsea Whitley has over seven years of experience as a creditor’s rights attorney collecting accounts due for large corporations and businesses in the states of Minnesota, Wisconsin and Arizona.   Her law firm serves many businesses in western Wisconsin. Chelsea Whitley is committed to recover your outstanding debts.  She knows how to collect.

Chelsea Whitley provides assistance to her clients in collecting money owed to them due to delinquent invoices, delinquent accounts, unpaid promissory notes and judgments.    Collections is a sensitive area of practice, that is why this law firm makes it a priority to be fair but firm in working to resolve collection issues. 

Here is the procedure I take in collecting your debts in Wisconsin:

• Demand Letter.  This law firm starts the process by sending a demand letter.   It is important to give the debtor a final chance to resolve the debt.   If the debtor appears to have the ability to pay but not the willingness to do so, I will file a lawsuit.   If the debtor is judgment-proof or if the account does not appear to be collectible, the creditor should consider writing off the debt.  In some cases, a creditor’s best strategy may be to establish payment arrangements with the debtor.   If the parties wish to establish a payment arrangement, the payment plan should be in writing and specify the amounts of the payments and the dates by which they are to be made.  I will advise you about the best approach to collecting your debt.
• Collection calls.   Prior to litigation, Chelsea Whitley takes a practical approach to debtor-creditor law, recognizing the cost and risk of litigation, along with the significant value of an efficient resolution of a debt collection matter.
• Summons and Complaint.    If the debtor has the ability to pay, but refuses to do so, this law firm will initiate litigation in small claims court if the amount is under $5000.00 or in circuit court if the amount is over $5000.00
• Once the debtor is served, they must file an answer or response.
• Motion for Default Judgment.  If the debtor fails to properly answer, Chelsea Whitley will seek a default judgment against the debtor.
• Mediation.  If the debtor files an answer, the case will be scheduled for mediation in an attempt to resolve the debt without the time and expense of further litigation.
• Motion for Summary Judgment.  If the case cannot be resolved through mediation, Chelsea Whitley will appear and present your case to the Court.  
• Trial.  This may require a witness or an affidavit. I will always attempt to obtain judgment before trial.
• Post Judgment.  I will automatically place on lien on the debtor’s real estate.
• If the debtor does not comply with financial disclosure statements, I will file a Motion and Order for contempt of court.  In many instances, this is enough to convince a debtor that we are very serious about collecting your debt.
• I will garnish wages, bank accounts and other sources of funds;
• Collection calls continue throughout the process.